Mortgage Loan Officer since 1991. I consult with people to help them choose the mortgage that best fits their long and short term needs. I Educate people on their loan options, the mortgage process, mortgage criteria etc. I can give people tips and strategies for improving their credit scores in order to get a better rate. I can help people get down payment assistance through the Minnesota Housing Finance Agency. Summit Mortgage is a full service mortgage company that can sell loans to about 30 other banks kind of like a mortgage broker but we do everything in house from loan origination to processing to underwriting and even closing the loan. We choose the lender that has the product to fit the needs of the client and we shop for the bank that is giving us the best rate so in turn we can give the client the best rate available. Summit mortgage corporation is family owned and has been in business since 1992.