A-1 Payday Loans offers payday loans, check cashing, cash advances, and installment loans. Payday loans are short term small cash loans that have payment terms that coincide with your payday. We have been in business since 1996. We have seven locations in the metro area including Flowood, Clinton, North Jackson, South Jackson, Pearl, Ridgeland, and Brandon, Mississippi. We have served over 30,000 people with a payday loan. Our criteria for a loan with us is simple: have steady employment, an open/active checking account, and a photo identification.