Affordable Debt Solutions services go by many names, including: - Debt Consolidation - Debt Settlement - Debt Reduction - Debt Negotiation. While these are all types of debt relief, there are two main types: consolidation and settlement (reduction, or negotiation), but the two types can be paired up in some situations. The process involves making a settlement for a lower amount than owed (decreasing the overall debt through various lines of credit and debt) or getting one loan to pay off multiple separate debts. When you have questions about getting debt relief... Do not delay tap here to call today 646-202-1030