Optima Risk Consulting Ltd. is a consulting firm providing actuarial services and risk management solutions. Optima provides actuarial expert reports and expert witness in litigation cases necessitating actuarial evidence. Areas of expertise include the valuation of pension plan benefits in cases of marriage breakdowns, the determination of loss of income and cost of future care due to injury, the calculation of loss of support due to accidental death and the valuation of a life interest in an estate. In addition, Optima assists insurance companies and actuarial consulting firms with short-term projects requiring extra support as well as with independent projects related to the design, governance, funding and investment strategies of defined benefit and defined contribution pension plans. Finally, Optima provides microfinance institutions and social enterprises with risk management solutions ensuring the organization’s financial viability, allowing it to maintain its current funding sources and enabling it to grow sustainably while staying true to its social objectives. Optima identifies, assesses and provides concrete strategies to mitigate, transfer or eliminate the key financial, operational, reputational and strategic risks facing the organization.