The Home Loan Expert - Ryan Kelley offers lower mortgage rates on better home loans and is the #1 mortgage lender in Tennessee. No other mortgage company, bank or broker can offer you the same combination of speed, efficiency and customer service that The Home Loan Expert can provide.

With 10 years of experience in the mortgage business, The Home Loan Expert - Ryan Kelley underwrites mortgages in-house and makes our own credit decisions, giving homeowners unprecedented speed in their mortgage application process. As a Mortgage Bank ,not a broker, we have the power to get your loan closed quickly, in-house. We provide pre-approvals the day you contact us and can close loans in as little as 14 days.
The Home Loan Expert -- Ryan Kelley started this business 10 years ago, knocking on doors and helping people save money with refinances, and he brings that same face-to-face, we come to you work ethic to each mortgage applicant.