For years we offered the traditional savings bank products of mortgages, home equity loans, savings accounts and certificates of deposit. Today we have expended our services to include cutting edge mortgage and small business products.  SmartBiz is our automated Small Business Administration (SBA) loan application product. Businesses needing a loan up to $350,000 can get approval in 30 minutes or less and funding within 7 days.  Our online mortgage application system gives you the ease of applying for a loan from anywhere while maintaining the personal touch of the local banker. Finally, our competitive deposit rates are no longer a well-kept secret to local depositors, the word is getting out.