BadCreditSite.co.uk is a trading name of PJG Financial Limited and was established to help people obtain short-term credit from more traditional sources, in the form of payday loans.We work in an ethical and responsible way to ensure the lenders we work with are fair, transparent and easy to understand.PJG Financial Limited is committed to treating its customers fairly and honestly. We do all that we can to ensure that the loan deals we offer are suitable to our users and come from reputable lenders.Many of our customers return to us time and time again.