Able Auto & Cycle Insurance - Insuring the Carolinas since 1989 Able Auto & Cycle Insurance of North Carolina has served the insurance needs of Carolinians for over 20 years. Providing personal and commercial insurance coverage to North Carolina individuals and businesses. As one of the most respected insurance agencies in the Carolinas, we can provide you with the insurance solutions from major insurance companies as well as offering the expert claims support and personal assistance of a hometown Carolina agency.